Privacy Policy and Terms

Last Updated: August 15, 2022

This Privacy Policy governs the manner in which rater8, LLC (“rater8”, “we”, “us”, “our”) collects, uses, maintains and discloses information collected from users (each, a “User” or “you”) of the website (“Site”). This Privacy Policy applies to the Site and all products and services offered by rater8.  Privacy on the Site is of great importance to us. Because we may gather important information from Users, we have established this Privacy Policy as a means to communicate our information gathering and dissemination practices and to demonstrate our commitment to User privacy with regard to the Site.

Personal Identification Information

We may collect personally identifiable information (“PII”) from Users in a variety of ways, including, but not limited to, when Users visit our Site, register on the Site, subscribe to a newsletter, fill out a form electronically, respond to a survey, or in connection with other activities, services, features or resources we make available on the Site. In general, PII is any information that provides us with information that could identify a specific person. Users may be asked for, as appropriate, PII such as the User’s name, email address, mailing address, or telephone number. We will collect PII from Users only if they voluntarily submit such information to us. 

Users may also visit the Site anonymously. In addition, Users always have the option to refuse to supply PII, however, doing so may prevent them from engaging in certain Site related activities and communicating with us.

Non-Personally Identifiable Information

When Users visit the Site, certain non-personal information may be automatically and temporarily stored, including, but not limited to the following:

  • Domain name the User uses to access the internet.
  • IP address (series of numbers assigned to a computer when accessing the internet).
  • Information about the operating system of the computer and the web browser used when surfing the web generally and when accessing the Site.
  • Date and time of Users visit to the Site.
  • Pages within the Site that Users visited.
  • If applicable, the IP address of the website that linked Users to the Site ( or
  • Demographic and interest information.

We may collect this type of Non-Personally Identifiable Information about Users whenever they interact with the Site.

Web Browser Cookies

This Site may use “cookies” to enhance User experience. Cookies work by placing a piece of text on the Users’ computer hard drives for record-keeping purposes and sometimes to track information about the Users. Users may choose to set their web browsers to refuse cookies, or to alert them when cookies are being sent. If they do so, note that some parts of the Site may not function properly. We do not use cookies at this time, and if we do, this Privacy Policy will be updated accordingly to keep Users informed.

How We Use Collected Information

In general, our primary goal in collecting information from and about you is to provide you with the products and services you request while on our Site. In addition, we use the information that we collect to provide and maintain the Site as we deem appropriate in our sole discretion, such as to improve customer service or the Site, to personalize User experience, and to provide any other services that you and rater8 agree to. We may also use the information to contact you to further discuss interest in our company, the goods and services that we provide, and to send information regarding our company or partners, such as promotions and events, as well as to respond to Users’ requests for information. You may be invited to receive an email newsletter or other correspondence by providing an email address. 

We may use email addresses to respond to User inquiries, questions, and/or other requests. Users that elect to opt-in to our mailing list may receive emails that include company news, updates, related product or service information, etc. If at any time any User elects to unsubscribe from receiving future emails or contacts, the User may do so by contacting us via our Site.

How We Protect Your Information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on the Site.  Sensitive and private data exchange between the Site and Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.


Please note that data that is transported over an open network, such as the Internet or e-mail, may be accessible to anybody. rater8 cannot guarantee the confidentiality of any communication or material transmitted via such open networks. When disclosing any personal information via an open network, Users should be aware that it is potentially accessible to others, and consequently, can be collected and used by others without Users’ consent. In particular, while individual data packets are often encrypted, the names of the sender and recipient are not. A third party may therefore be able to trace an existing bank account or relationship or one that is subsequently created. Even if both the sender and recipient are located in the same country data may also be transmitted via such networks to other countries regularly and without controls, including to countries that do not afford the same level of data protection as your country.  User data may be lost during transmission or may be accessed by unauthorized parties. We do not accept any liability for direct or indirect losses as regards the security of Users’ personal information or data during its transfer via Internet. Please use other means of communication if you think this is necessary or prudent for security reasons.


Access to certain parts of our Site requires a username and password. You are responsible for any action connected with the use of your password, and you should not share your password with anyone. To request a new password, please contact us at

Changing Your Personal Information

Users can update or remove personal information at any time by contacting us via the Site, but Users should be aware that archival or back-up copies of said information will not cease to exist and rater8 shall not be liable for any problems in this editing process.

Sharing Your Personal Information

We do not sell, trade, or rent Users’ PII to others unless it is to transact such business as the User has contracted us to do, to comply with any legal processes and/or law enforcement requests, or in order to conduct any business as we, in our sole discretion, deem reasonable.  We may share generic aggregated demographic information not linked to any PII regarding Users with our business partners, trusted affiliates and advertisers for the purposes outlined above. Users have the right to opt-out of any sharing of information described above (unless required by law), by contacting us at the Site, which is not deemed valid until processed by rater8. It is your obligation to verify that you have been opted-out. rater8 shall not be liable for problems with the opt-out procedures.

Third-Party Websites

Users may find advertising or other content on the Site that link to the websites and services of our partners, suppliers, advertisers, sponsors, licensors, or other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from the Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to the Site, is subject to that website’s own terms and policies.  Any links to other rater8 websites are similarly subject to those websites’ terms and policies. When you access a linked site you may be disclosing private information. It is your responsibility to keep such information private and confidential.

Compliance With Children’s Online Privacy Protection Act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from persons we actually know are under 13 years old, and no part of our Site is intended for anyone under 13.  rater8 does not wish to collect any personal information (or any information at all) from any persons under 13 years old. If you are under 13 years old, you may not use the Site. In the event that we learn that we have collected PII on the Site from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 13, please contact us at

Compliance With Medical Privacy Laws

Certain Sites may be related to or address personal health and/or medical services.  In those instances, we may collect health information, medical information and/or medical provider information. Please review the terms of the associated website’s Privacy Policy and Terms of Use very carefully to understand how rater8 handles such information.

Special Information for California Consumers

We do not disclose your PII to third parties for their direct marketing purposes without your consent. If you have any questions regarding this policy, or would like to change your preferences, you may contact us at

Changes To This Privacy Policy

rater8 has the discretion to update this Privacy Policy at any time. When we do, we will revise the updated date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Your Acceptance of These Terms

By using the Site, you signify your acceptance of this Privacy Policy and the Terms of Use for the Site.  If you do not agree to this Privacy Policy and the Terms of Use, then you do not have permission to use our Site. After accepting this Privacy Policy and Terms of Use, your continued use of the Site following the posting of changes to this Privacy Policy or Terms of Use will be deemed your acceptance of those changes.

Contacting Us

This Privacy Policy is part of the Terms of Use of the Site.  Any use of the Site is governed by the Terms of Use. Questions regarding this Privacy Policy, the Terms of Use, the practices of the Site, or your dealings with the Site, should be sent to rater8 by email